Under a Tower Hill Insurance policy, damage must meet a specific structural threshold to qualify as a covered sinkhole loss. Coverage typically applies to the building and its foundation when settlement or cracking is directly attributed to sinkhole activity (subterranean voids (e.g., limestone dissolution) beneath the structure).
Signs of structural damage covered by the policy include:
It is important to note that Tower Hill generally excludes cosmetic or non-structural damage, as well as damage caused by normal wear and tear, erosion from surface water, or gradual settlement unrelated to sinkhole activity. For a claim to be successful, a licensed structural engineer must verify that the damage meets these structural thresholds and is caused by a sinkhole.
When comparing polyurethane foam (also known as polyjacking) to traditional mudjacking, there is a significant difference in the size of the holes required to perform the repair: Choosing the smaller hole size of polyurethane foam not only preserves the aesthetic…
When evaluating polyurethane foam vs mudjacking, polyurethane foam lifting is typically considered the more cost-effective method for many projects due to its long-term value and operational efficiencies. While upfront costs may differ, polyurethane foam offers several financial and practical advantages:…
Yes, polyurethane foam is engineered and rated for load-bearing applications, making it a safe and effective method for structural foundation repair. Often referred to as polyjacking or slabjacking, this technique is used to provide secure support for house foundations and…
Yes, polyurethane foam (also known as polyjacking) is generally considered a superior alternative to traditional mudjacking for concrete slabs due to its durability, speed, and minimal impact on the property. Key reasons why polyurethane foam is often the better choice…
Polyurethane foam slab lifting is a durable, long-term solution for stabilizing concrete. According to industry experts, the results typically last between 5 to 10 years or more, depending on environmental conditions and soil composition. Several factors contribute to the longevity…