At Tower Hill Insurance, the difference between sinkhole loss and catastrophic ground cover collapse is defined by the severity, timing, and specific triggers of the damage as outlined by Florida law:
Key exclusions for both types of coverage include normal wear and tear, erosion from surface water, and gradual settlement of earth that is unrelated to sinkhole activity. Because these are separate forms of protection with different requirements, Tower Hill requires a professional engineering report to verify the cause of the movement before approving a claim.
Yes, a sticking door is one of the most common early signs of foundation settlement. While seasonal humidity can cause wood to swell and stick temporarily, persistent jamming often indicates that your foundation has shifted, torquing the door frame out…
To determine if a sticking window is caused by foundation settlement rather than seasonal humidity, we recommend performing a few diagnostic checks focused on the frame’s alignment and surrounding structural cues: In Colorado, our expansive clay soils frequently cause these…
Yes, we are specialized foundation contractors providing professional support for Historical Renovations throughout the Denver metro and Front Range region. Since 1996, we have operated as a family-owned business dedicated to preserving the structural integrity of historic properties through advanced…
For historical home renovations, the most effective method for foundation stabilization is steel piering. This approach is specifically designed to handle heavy masonry and historic finishes while addressing the challenges of expansive clay soils common in the Littleton area. We…
Underpinning historical buildings in Colorado, particularly in areas like Littleton and the Denver metro region, involves navigating complex geological and structural hurdles. Because historical structures often feature delicate masonry, original stonework, and fragile interior finishes, the method of stabilization must…
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