At Tower Hill Insurance, the difference between sinkhole loss and catastrophic ground cover collapse is defined by the severity, timing, and specific triggers of the damage as outlined by Florida law:
Key exclusions for both types of coverage include normal wear and tear, erosion from surface water, and gradual settlement of earth that is unrelated to sinkhole activity. Because these are separate forms of protection with different requirements, Tower Hill requires a professional engineering report to verify the cause of the movement before approving a claim.
The ICC-ES AC358 (Acceptance Criteria for Helical Pile Systems) provides the essential framework we use to evaluate and verify helical pile lateral resistance. Unlike standard design tables, AC358 evaluation reports are based on results from full-scale testing conducted by accredited…
Determining the lateral load capacity for ICC-ES compliance involves a multi-layered engineering approach that combines full-scale laboratory testing, shaft geometry analysis, and field validation. To meet ICC-ES AC358 standards, the lateral capacity of our helical pier systems is determined through…
During the continuous special inspection of a helical pile installation, our team and the assigned special inspector must record specific field data to verify that the as-built foundation aligns with the engineered design and IBC 2026 requirements. We record the…
To ensure a compliant helical pile submittal under IBC 2026, a comprehensive documentation package is required. This package must satisfy the geotechnical, structural, and quality-control standards established in Chapter 18 of the code. The core submittal documents include: As the…
When comparing Polyurethane Foam Lifting to traditional concrete replacement, the longevity of the repair is a significant advantage because it addresses the root cause of the problem. While new concrete provides a fresh surface, it does not fix the underlying…
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