Under a Tower Hill Insurance policy, damage must meet a specific structural threshold to qualify as a covered sinkhole loss. Coverage typically applies to the building and its foundation when settlement or cracking is directly attributed to sinkhole activity (subterranean voids (e.g., limestone dissolution) beneath the structure).
Signs of structural damage covered by the policy include:
It is important to note that Tower Hill generally excludes cosmetic or non-structural damage, as well as damage caused by normal wear and tear, erosion from surface water, or gradual settlement unrelated to sinkhole activity. For a claim to be successful, a licensed structural engineer must verify that the damage meets these structural thresholds and is caused by a sinkhole.
The primary difference between push piers and helical piers lies in how they are installed and how they transfer structural loads to the soil.Push PiersInstallation Method: These are hydraulically driven into the ground using the weight of the existing structure…
For most residential foundation repairs, especially in the Colorado Front Range, helical piers are generally considered the better option over push piers. While both systems effectively stabilize a structure, helical piers offer several distinct advantages for homeowners:Minimal Disruption: Helical piers…
While helical piers are often preferred in the Colorado Front Range due to their speed and performance in expansive clay, push piers remain a viable and time-tested solution for specific scenarios.According to the provided guide, you should consider using push…
When choosing between foundation stabilization methods, the primary differences lie in installation mechanics, speed, and suitability for specific soil types. Below are the pros and cons of helical piers versus push piers:### Helical PiersPros:Immediate Load Capacity: They can be loaded…
When comparing pier systems for a sinking foundation, helical piers are often considered the best choice, particularly for residential properties and projects in areas with expansive clay soils like the Colorado Front Range. While the ideal solution depends on a…
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