For a Tower Hill Insurance homeowners policy in Florida, the deductible for a sinkhole loss typically ranges from 2% to 10% of the dwelling coverage limit.

Because this deductible is percentage-based rather than a flat fee, it is applied on a per-claim basis and often represents a significant out-of-pocket cost before coverage applies.

It is important to distinguish this from catastrophic ground cover collapse, which is a separate form of protection. The deductible for a catastrophic collapse is typically:

• A flat dollar amount; or
• A percentage of coverage that is often lower than the standard sinkhole deductible.

Since coverage and specific costs vary by individual policy, homeowners are strongly advised to review their specific Tower Hill Insurance declarations page for the exact dollar amount and terms applicable to their property.